:root{--navy:#102b46;--deep:#0a2238;--blue:#28475f;--gold:#c4a16b;--gold-light:#e2c796;--cream:#f7f4ed;--sand:#eee9df;--line:#ddd9d0;--ink:#1c3042;--muted:#65707a;--white:#fff;--serif:'Playfair Display',Georgia,serif;--sans:'DM Sans',sans-serif;--wide:1220px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;color:var(--ink);background:var(--cream);font:16px/1.7 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}img,svg{display:block;max-width:100%}.container{max-width:var(--wide);padding:0 28px;margin:auto}.skip-link{position:absolute;left:10px;top:-100px;background:var(--white);padding:10px;z-index:1000}.skip-link:focus{top:10px}.topline{height:31px;background:#d4b581;color:#1c3042;text-align:center;font-size:10px;letter-spacing:.12em;text-transform:uppercase;font-weight:700;line-height:31px}.topline span span{margin:0 10px}.site-header{position:sticky;top:0;z-index:30;background:rgba(11,36,58,.98);border-bottom:1px solid rgba(255,255,255,.1);box-shadow:0 6px 20px rgba(0,0,0,.09)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:79px;gap:25px}.brand{display:flex;align-items:center;gap:9px;color:#fff;flex-shrink:0}.brand-icon{color:var(--gold-light);width:50px;height:50px}.brand-type{font-family:var(--serif);font-weight:600;line-height:1.13;letter-spacing:.035em;font-size:17px}.brand-type strong{display:block;font-weight:600}.brand-type strong:last-child{letter-spacing:.17em;font-size:14px}.nav-links{display:flex;align-items:center;gap:28px;color:#f1f0ec;font-size:12px;font-weight:600}.nav-links>a:not(.nav-cta):hover,.footer a:hover{color:var(--gold-light)}.nav-cta{background:var(--gold);color:var(--deep);padding:13px 18px;border-radius:2px;white-space:nowrap}.nav-cta span{margin-left:10px}.nav-cta:hover,.btn-gold:hover{background:var(--gold-light)}.menu-toggle{display:none;background:none;border:0;width:42px;height:42px;padding:10px}.menu-toggle span{display:block;height:2px;margin:5px 0;background:white}.hero{height:614px;position:relative;overflow:hidden;background:var(--deep);color:#fff}.hero-background{position:absolute;inset:0;background-image:linear-gradient(90deg,rgba(7,29,47,.99) 0%,rgba(9,32,51,.96) 27%,rgba(11,35,52,.72) 47%,rgba(4,25,36,.13) 77%),url('../assets/hero-home.webp');background-position:center,right 42% center;background-size:cover;transform:scale(1.03);animation:heroZoom 15s ease-out both}.hero-inner{position:relative;z-index:1;height:100%;display:flex;align-items:center}.hero-content{max-width:670px;padding:10px 0 15px}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.19em;color:#a67d43;line-height:1.45;margin:0 0 20px;text-transform:uppercase}.eyebrow.light{color:var(--gold-light);display:flex;align-items:center;gap:14px}.eyebrow-line{width:32px;height:1px;background:var(--gold-light)}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.16}h1{font-size:clamp(61px,6.15vw,94px);letter-spacing:-.04em;margin:0}h1 em,h2 em{font-weight:400;color:var(--gold-light)}.hero-subtitle{font:500 27px/1.4 var(--serif);margin:10px 0 21px;color:#f6eee0}.hero-copy{font-size:15px;color:#e9e8e5;line-height:1.9;max-width:530px}.hero-actions{display:flex;gap:12px;margin:29px 0 22px;flex-wrap:wrap}.btn{border:1px solid transparent;display:inline-flex;justify-content:center;align-items:center;gap:25px;border-radius:2px;padding:14px 21px;font-weight:700;font-size:12px;line-height:1.5;transition:background .25s,border-color .25s,transform .25s}.btn:hover{transform:translateY(-2px)}.btn-gold{background:var(--gold);color:#102b46}.btn-outline{border-color:rgba(255,255,255,.7);color:#fff}.btn-outline:hover{background:rgba(255,255,255,.12)}.hero-note{font-size:11px;color:#d5dbde}.note-dot{width:6px;height:6px;background:var(--gold);border-radius:50%;display:inline-block;margin-right:8px}.hero-index{position:absolute;bottom:25px;right:3%;color:rgba(255,255,255,.85);font-size:10px;letter-spacing:.19em}.trust-strip{background:#e6dfd3;border-bottom:1px solid #d7cbb9}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid>div{padding:22px 8px;display:flex;align-items:center;justify-content:center;gap:16px;font-size:13px;font-weight:700}.trust-grid>div+div{border-left:1px solid #c6bcb0}.trust-num{font:italic 24px var(--serif);color:#a4804f}.section{padding:108px 0}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:12%;align-items:start}.intro-left h2,.section-heading h2,.faq-aside h2{font-size:clamp(38px,4.1vw,57px);letter-spacing:-.035em;margin:0}.intro-left h2 em,.section-heading h2 em,.faq-aside h2 em{color:#a88352}.intro-right{padding-top:20px}.intro-right p{font-size:15px;color:#50616b;line-height:1.95;margin-bottom:16px}.text-link{display:inline-flex;align-items:center;gap:16px;font-weight:700;color:var(--navy);font-size:13px;border-bottom:1px solid var(--gold);padding-bottom:6px;margin-top:12px}.text-link:hover{color:#947045}.updates-section{background:#fff}.section-heading.centered{text-align:center;max-width:780px;margin:0 auto 50px}.section-heading h2{margin-bottom:18px}.section-heading>p:last-child{font-size:15px;color:#697780;max-width:650px;margin:0 auto;line-height:1.8}.update-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.update-card{background:var(--cream);padding:32px 30px 28px;border:1px solid #e9e3d8;transition:transform .3s,box-shadow .3s}.update-card:hover{transform:translateY(-5px);box-shadow:0 20px 35px rgba(16,43,70,.08)}.card-top{display:flex;align-items:start;justify-content:space-between;margin-bottom:18px}.card-number{font-size:10px;font-weight:700;letter-spacing:.12em;color:#99794a}.card-symbol{width:65px;height:65px;color:var(--navy)}.update-card h3{font-size:26px;min-height:66px;margin:0 0 14px;letter-spacing:-.025em}.update-card>p{font-size:13px;line-height:1.85;color:#5e6970;min-height:122px}.card-divider{height:1px;background:#d6cbbc;margin:24px 0 18px}.update-card h4{font:700 11px var(--sans);letter-spacing:.12em;text-transform:uppercase;color:#9b7a4c}.update-card p.question{font:italic 18px/1.5 var(--serif);color:var(--navy);min-height:0;margin:0}.updates-footnote{font-size:11px;text-align:center;color:#77818a;padding-top:25px}.support-section{display:grid;grid-template-columns:1fr 1fr;min-height:610px}.support-photo{background:url('../assets/family-home.webp') center/cover no-repeat;min-height:490px}.support-panel{background:#eae4d9;display:flex;align-items:center;padding:80px min(8vw,115px)}.support-content{max-width:510px}.support-content h2{font-size:clamp(40px,4.1vw,59px);letter-spacing:-.035em;margin-bottom:24px}.support-content h2 em{color:#9d7845}.support-content>p:not(.eyebrow){font-size:14px;color:#546473;line-height:1.9}.check-list{list-style:none;padding:6px 0;margin:12px 0 17px}.check-list li{position:relative;padding:9px 0 9px 28px;font-size:13px;font-weight:600;border-bottom:1px solid #d4cbbb}.check-list li:before{content:'✓';position:absolute;left:0;color:#9b7844}.process-section{background:var(--cream)}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;text-align:center;position:relative}.process-step{padding:10px 24px}.process-icon{font:italic 36px var(--serif);color:var(--gold);width:87px;height:87px;border:1px solid #d6c39d;border-radius:100%;display:flex;align-items:center;justify-content:center;margin:0 auto 25px}.process-step h3{font-size:21px;margin-bottom:13px}.process-step p{font-size:13px;line-height:1.8;color:#66717a;max-width:270px;margin:auto}.process-disclosure{margin:50px auto 0;max-width:760px;background:#eee7da;padding:16px 22px;border-left:3px solid var(--gold);font-size:12px;color:#53616c}.faq-section{background:#fff}.faq-grid{display:grid;grid-template-columns:.83fr 1.17fr;gap:11%;align-items:start}.faq-aside>p:not(.eyebrow){color:#66717a;font-size:14px;margin-top:23px}.mini-quote{margin-top:48px;border-top:1px solid #e4ded5;padding-top:24px}.mini-quote>span{font:60px/.7 var(--serif);color:#bf9961}.mini-quote p{font:italic 24px var(--serif);color:var(--navy);margin:0}.faq-list details{border-bottom:1px solid #dedede}.faq-list details:first-child{border-top:1px solid #dedede}.faq-list summary{display:flex;justify-content:space-between;align-items:center;gap:24px;cursor:pointer;padding:21px 0;font-size:14px;font-weight:700;list-style:none;color:#17334e}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font:28px/1 var(--sans);color:#b28b54;font-weight:400;transition:transform .2s}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{font-size:13px;color:#66717a;line-height:1.9;padding:0 25px 16px 0;margin:0}.contact-section{background:#102b46;color:white;padding:108px 0}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:11%;align-items:center}.contact-copy h2{font-size:clamp(43px,4.3vw,61px);letter-spacing:-.04em}.contact-copy h2 em{color:var(--gold-light)}.contact-copy>p:not(.eyebrow){font-size:14px;color:#d1dbe2;line-height:1.9;max-width:470px}.contact-accent{display:flex;align-items:center;gap:15px;font-size:10px;letter-spacing:.14em;color:#d9bc89;margin:38px 0}.accent-line{width:33px;height:1px;background:var(--gold)}.contact-copy .contact-warning{border-left:2px solid var(--gold);padding-left:15px;color:#d9d3c8!important;font-size:12px!important}.form-card{padding:35px;background:#fff;color:var(--ink);box-shadow:0 28px 65px rgba(0,0,0,.2)}.form-heading{text-align:center}.form-heading .eyebrow{margin-bottom:8px}.form-heading h3{font-size:31px;margin:0 0 9px}.form-heading p{font-size:12px;color:#65727c}.form-card form{margin-top:25px}.form-two{display:grid;grid-template-columns:1fr 1fr;gap:13px}.form-card label{display:block;font-size:11px;font-weight:700;line-height:1.4;color:#273c4b;margin-bottom:15px}.form-card label>span:not(.optional){color:#a7763f}.form-card input:not([type=checkbox]),.form-card select{display:block;width:100%;border:1px solid #d6d8d9;border-radius:1px;background:#faf9f6;color:#243949;padding:12px 13px;margin-top:7px;font-size:12px;min-height:44px;outline-offset:2px}.form-card input:focus,.form-card select:focus{outline:2px solid #b99962;border-color:#b99962}.optional{font-weight:400;color:#899299}.form-card .form-consent{display:flex;align-items:start;gap:10px;font-size:11px;font-weight:400;color:#5a6670;line-height:1.6}.form-consent input{margin:3px 0 0;accent-color:var(--navy);flex-shrink:0}.form-consent a{text-decoration:underline}.submit-btn{width:100%;border:0;margin-top:4px}.form-disclaimer{text-align:center;color:#808990;font-size:10px;margin:14px 0 0}.form-status{color:#164466;font-size:12px;margin:10px 0 0;text-align:center;min-height:0}.footer{background:#091e30;color:white;padding:59px 0 24px}.footer-main{display:grid;grid-template-columns:1.45fr .8fr 1fr;gap:10%;padding-bottom:40px}.footer-brand .brand-icon{width:46px;height:46px}.footer-brand .brand-type{font-size:16px}.footer-main>div:first-child>p{font:italic 17px var(--serif);color:#c9c4bc;margin:18px 0 0}.footer-links{display:flex;flex-direction:column;gap:8px;font-size:12px}.footer-contact{font-size:12px}.footer-contact strong{font-size:14px}.footer-contact p{color:#c9d1d7;margin:9px 0}.footer-contact span{color:#c6a874}.footer-bottom{border-top:1px solid rgba(255,255,255,.2);display:flex;justify-content:space-between;gap:15px;padding-top:23px;font-size:11px;color:#c4cbd1}.footer-bottom div{display:flex;gap:14px}.legal-footnote{font-size:10px;color:#9eafb9;margin-top:20px;line-height:1.8}.reveal{opacity:0;transform:translateY(22px);transition:opacity .75s ease,transform .75s ease}.reveal.visible{opacity:1;transform:none}@keyframes heroZoom{from{transform:scale(1.08)}to{transform:scale(1)}}@media(max-width:990px){.nav-links{gap:17px;font-size:11px}.nav-cta{padding:12px}.hero{height:590px}.hero-background{background-position:center,right center}.hero-content{max-width:560px}.support-panel{padding:65px 48px}.section{padding:85px 0}.contact-grid{gap:6%}.form-card{padding:26px}}@media(max-width:760px){.container{padding:0 20px}.topline{font-size:8px;letter-spacing:.08em}.topline span span{margin:0 3px}.nav-wrap{min-height:69px}.brand-icon{width:41px;height:41px}.brand-type{font-size:14px}.brand-type strong:last-child{font-size:12px}.menu-toggle{display:block}.nav-links{display:none;position:absolute;top:69px;left:0;right:0;background:var(--deep);padding:24px 20px 30px;flex-direction:column;align-items:stretch;gap:0}.nav-links.open{display:flex}.nav-links>a{padding:13px 12px;font-size:14px}.nav-links .nav-cta{text-align:center;margin-top:9px}.hero{min-height:645px;height:auto}.hero-background{background-image:linear-gradient(90deg,rgba(7,29,47,.94),rgba(7,29,47,.58)),url('../assets/hero-home.webp');background-position:60% center}.hero-inner{min-height:645px;padding-top:63px;padding-bottom:65px}.hero-content{max-width:590px}h1{font-size:clamp(57px,12vw,78px)}.hero-copy{font-size:14px}.hero-subtitle{font-size:23px}.hero-index{font-size:8px}.trust-grid{grid-template-columns:1fr;gap:0}.trust-grid>div{justify-content:start;padding:15px 20px}.trust-grid>div+div{border-left:0;border-top:1px solid #c6bcb0}.intro-grid,.faq-grid,.contact-grid{grid-template-columns:1fr;gap:22px}.intro-right{padding-top:0}.section{padding:75px 0}.section-heading.centered{margin-bottom:32px}.update-grid{grid-template-columns:1fr}.update-card h3{min-height:0}.update-card>p{min-height:0}.support-section{grid-template-columns:1fr}.support-photo{min-height:340px}.support-panel{padding:70px 24px}.process-grid{grid-template-columns:1fr;gap:12px}.process-step{padding:16px 10px}.process-icon{margin-bottom:17px}.faq-list{margin-top:18px}.mini-quote{margin-top:26px}.contact-section{padding:75px 0}.contact-copy h2{max-width:610px}.form-card{margin-top:12px}.footer-main{grid-template-columns:1fr 1fr;gap:35px}.footer-main>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column}.form-two{gap:9px}}@media(max-width:430px){.topline{font-size:7px}.hero{min-height:660px}.hero-inner{min-height:660px}.hero-actions{flex-direction:column;align-items:stretch}.btn{justify-content:space-between}.hero-content h1{font-size:56px}.hero-note{font-size:10px}.intro-left h2,.section-heading h2,.faq-aside h2{font-size:38px}.form-two{grid-template-columns:1fr;gap:0}.form-card{padding:23px}.footer-main{grid-template-columns:1fr}.footer-main>div:first-child{grid-column:auto}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hero-background{animation:none}.reveal{opacity:1;transform:none;transition:none}.btn,.update-card{transition:none}}

/* Family portrait: second editorial photo. House remains the hero background. */
.support-photo{background-position:center center}
@media(max-width:760px){.support-photo{background-position:center 46%;min-height:370px}}

/* Informational-only contact panel */
.info-card{background:#fff;color:var(--ink);padding:42px 43px;box-shadow:0 24px 60px rgba(0,0,0,.18)}
.info-card h3{font-size:35px;margin-bottom:25px}.info-detail{display:flex;flex-direction:column;gap:4px;border-top:1px solid #e6dfd2;padding:17px 0}.info-label{color:#a17e49;letter-spacing:.15em;font-size:11px;font-weight:700}.info-detail a,.info-detail strong{font-weight:600;font-size:19px;overflow-wrap:anywhere}.info-detail a:hover{text-decoration:underline;color:#a17e49}.info-legal{font-size:12px;color:#67737c;margin-top:18px}.footer-contact{display:flex;flex-direction:column;gap:8px}.footer-contact a{overflow-wrap:anywhere;color:#d8e0e5}.footer-contact span{display:block}
@media(max-width:760px){.info-card{padding:30px 25px}.info-card h3{font-size:29px}}

/* V2: original Designer PDF terminology questions, one accordion per question */
.update-card{display:flex;flex-direction:column}.update-card .card-questions{margin-top:6px}.update-card .card-divider{margin-bottom:12px}.update-card h4{margin-bottom:12px}.term-question{border-top:1px solid #d8cfc1}.term-question:last-child{border-bottom:1px solid #d8cfc1}.term-question summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:9px;cursor:pointer;color:#18334d;font-weight:700;font-size:13px;line-height:1.45;padding:13px 0}.term-question summary::-webkit-details-marker{display:none}.term-question summary span{font-size:22px;font-weight:400;line-height:1;color:#a4814d;transition:transform .2s}.term-question[open] summary span{transform:rotate(45deg)}.term-question p{font-size:12.5px;line-height:1.7;color:#526674;margin:0 0 14px}.term-question summary:focus-visible,.booking-link:focus-visible{outline:3px solid #b18b4f;outline-offset:3px}.booking-box{scroll-margin-top:125px;border:1px solid rgba(226,199,150,.38);background:rgba(255,255,255,.065);padding:25px;margin:25px 0 8px}.booking-box h3{color:#fff;font-size:27px;margin:0 0 8px}.booking-box>p:not(.booking-status){color:#e1e8ee;font-size:13px;line-height:1.8}.booking-box .booking-link{margin-top:6px}.booking-status{color:#f2dab4!important;font-size:12px!important;margin:15px 0 0;line-height:1.7}.contact-section .contact-grid{align-items:start}.card-number{font-size:11px}@media(max-width:760px){.update-card{padding:25px 22px}.booking-box{padding:20px}}

/* Version 3: legal pages and subtle agency signature */
.agency-credit-row{display:flex;justify-content:flex-end;padding-top:8px;padding-bottom:22px}
.agency-credit{display:inline-flex;gap:.28em;align-items:center;font-family:var(--sans);font-size:11px;letter-spacing:.045em;color:rgba(255,255,255,.52);opacity:.68;transition:opacity .2s ease,color .2s ease}
.agency-credit span{font-weight:700;letter-spacing:.025em}
.agency-credit:hover,.agency-credit:focus-visible{opacity:1;color:var(--gold-light)}
.policy-brand-icon{font-size:39px;color:var(--gold-light);font-weight:400;line-height:1}
.policy-back{color:#fff;font-size:13px;letter-spacing:.035em;border-bottom:1px solid rgba(255,255,255,.45);padding:5px 0}
.policy-back:hover{color:var(--gold-light);border-color:var(--gold-light)}
.policy-hero{background:linear-gradient(115deg, #0a2238 0%,#173956 70%,#29455a 100%);color:white;padding:83px 0 76px;position:relative;overflow:hidden}
.policy-hero:after{content:'';position:absolute;right:-70px;top:-210px;border:1px solid rgba(226,199,150,.18);width:550px;height:550px;border-radius:50%;pointer-events:none}
.policy-hero-inner{position:relative;z-index:1}
.policy-hero h1{font-family:var(--serif);font-size:clamp(44px,6.2vw,77px);line-height:1.11;font-weight:500;letter-spacing:-.025em;margin:18px 0 20px;max-width:900px}
.policy-hero-inner>p:not(.eyebrow){font-size:18px;line-height:1.7;max-width:730px;color:rgba(255,255,255,.84);margin:0}
.policy-meta{margin-top:28px;color:var(--gold-light);font-size:12px;letter-spacing:.08em;text-transform:uppercase}
.policy-meta span{padding:0 12px}
.policy-layout{display:grid;grid-template-columns:270px 1fr;gap:75px;padding-top:74px;padding-bottom:105px}
.policy-aside-card{position:sticky;top:115px;background:#ede5d8;border-top:3px solid var(--gold);padding:27px 27px 32px}
.policy-aside-card p:not(.eyebrow){font-family:var(--serif);font-size:23px;line-height:1.4;color:var(--navy)}
.policy-contact-link{font-weight:700;font-size:13px;color:var(--navy);border-bottom:1px solid var(--gold);padding-bottom:5px}
.policy-content{min-width:0}
.policy-draft{background:#fff8e8;border-left:3px solid #c4a16b;color:#493d30;padding:16px 18px;margin-bottom:26px;font-size:13px;line-height:1.65}
.policy-item{display:grid;grid-template-columns:45px 1fr;gap:20px;border-top:1px solid var(--line);padding:32px 0 35px}
.policy-number{font-weight:700;color:#ae8c5e;letter-spacing:.07em;font-size:13px;padding-top:8px}
.policy-item h2{font-family:var(--serif);font-weight:500;font-size:clamp(23px,3.2vw,31px);line-height:1.3;color:var(--navy);margin:0 0 12px}
.policy-item p{margin:0;color:#455565;line-height:1.85;font-size:15px}
.policy-item p a{text-decoration:underline;text-underline-offset:3px;color:var(--navy);overflow-wrap:anywhere}
.policy-footer-logo{font-family:var(--serif);font-size:19px;color:#fff;line-height:1.2;letter-spacing:.035em;display:inline-flex;flex-direction:column}
.policy-footer-logo span{color:var(--gold-light);letter-spacing:.19em;font-size:15px}
@media(max-width:780px){.policy-layout{grid-template-columns:1fr;gap:28px;padding-top:44px;padding-bottom:55px}.policy-aside-card{position:static}.policy-hero{padding:65px 0 58px}.policy-hero-inner>p:not(.eyebrow){font-size:16px}.policy-item{grid-template-columns:34px 1fr;gap:12px;padding:25px 0}.agency-credit-row{justify-content:center;padding-bottom:24px}}
@media(prefers-reduced-motion:reduce){.agency-credit{transition:none}}